For SF Teachers
The HOPEprogram will assist individuals that need help with their down payment so they can afford to buy in Marin County and in the San Francisco Bay Area.
This program is unique. It is paperless. It is all electronic. It does not deny applicants. It sets up a coaching program so they can qualify. It changes the way we treat people and the way we determine the value of property, modifying the appraisal process.
1. We will set up a Find to provide the money.
2. We will also put individual investors together with purchasers and oversee the program for the investors. The return to the investor is the same as the way we set it up for the corporations.
3. We use a SPENDING PLAN to qualify buyers.
4. We do not Foreclose.
5. We use The HOMERprogram to assist with financial emergencies.
6. We assist owners to move.
7. We help new buyers to take over the home.
8. We set up our own financial group of funds ie: Pacific Rim bank, or Pacific Rim Investment Bank.